DD / MM / YYYY

COMMON APPLICATION FORM

Appl. CA

Date: DD / MM / YYYY

(To be filled by Applicant)

Received from__________________________________________________________

an application for allotment of units in the following scheme :

Scheme

Plan

Option

Official Acceptance

Point Stamp & Sign

Please retain this silp, duly acknowledged by the Official Collection Center till you receive your Account Statement

Appl. CA

Investment Details

ACKNOWLEDGEMENT SLIP

Instument Details Amount

No.

Dated Rs.

Bank & Branch

Unitholder

Information

(Section I)

If you have, at any time, invested in any Scheme of Kotak Mahindra Mutual Fund and wish to hold your present investment in the same Account, please furnish

your Folio Number and CKYC Number below and proceed to Section Investment Details.

Folio No.:

CKYC No.:

I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the

employee/relationship manager/sales person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the

employee/relationship manager/sales person of the distributor/sub broker.

Distributors ARN/ RIA Code

EUIN

Sub-Brokers CodeSub-Brokers ARN

Declaration for"Execution-only" transactions (only where EUIN box is left blank)

By mentioning RIA code, I/We authorize you to share with the Investment Adviser the details of my/our transactions in the scheme(s) of Kotak Mahindra Mutual Fund.

SIGNATURE(S)

(To be signed by

All Applicants)

Sole / First Applicant

Second Applicant Third Applicant

Upfront commission shall be paid directly by the investor to the AMFI registered distributors based on the investor's assessment of various factors including the service rendered by the distributor.

TRANSACTION CHARGES for Applications routed through distributor/agents only (Kindly refer Transaction Charges under the heading Guidelines to filling up the

form for details)

Name

PAN

CKYC No.

Date of Birth**

Guardian OR Contact Person

name if Non-Individual /

Power of Attorney (Section III)

Gross Annual Income Details in INR (please tick): ¨ < 1 lac ¨ 1 - 5 lac ¨ 5 - 10 lac ¨ 10 - 25 lac ¨ 25 lac - 1 cr ¨ 1 cr - 5 cr ¨ 5 cr - 10 cr ¨ > 10 cr

or Net-worth as on (date) DD / MM / YYYY Rs. __________________________ (should not be older than 1 year)

Please tick, if applicable, ¨ Politically Exposed Person (PEP) ¨ YES ¨ NO ¨ Related to a Politically Exposed Person (PEP)* ¨ Not applicable

*I declare that the information is to the best of my knowledge and belief, accurate and complete. I agree to notify Kotak Mahindra Mutual Fund/ Kotak Mahindra Asset

Management Co. Ltd. immediately in case there is any change in the above information.

**applicable for guardian.

Status of

Applicants

[Section IV]

¨ Resident Individual

¨ NRI on Repatriation Basis

¨ NRI on Non-Repatriation Basis

¨ HUF

¨ Proprietorship

¨ Partnership Firm

¨ Private Limited Company

¨ Public Limited Company

¨ Mutual Fund

¨ Mutual Fund FOF Scheme

¨ Body Corporate

¨ Registered Society

¨ PF/ Gratuity/ Pension/

¨ Superannuation Fund

¨ Trust AOP/ BOI

¨ Foreign Institutional Investor

¨ On behalf of Minor

¨ Other

______________________________

(Please specify)

Mode of

Operation

(Section VI)

Occupation

of Applicants

[Section V]

¨ Private Sector

¨ Public Sector

¨ Government Service

¨ Business

¨ Professional

¨ Agriculturist

¨ Retired

¨ Housewife

¨ Student

¨ Forex Dealer

¨ Other _______________________

(Please specify)

Where there is more than one applicant [Please (✔)]

¨ First Applicant only ¨ Anyone or Survivor

¨ Joint

New Applicant's Personal Information

(Section II)

PAN PAN PAN

CKYC No. CKYC No. CKYC No.

Aadhar No. Aadhar No. Aadhar No.

Occupation

Date of Birth Date of Birth Date of Birth

Status

Name of Applicant

Sole/ First Applicant Second Applicant Third Applicant

Gross Annual Income Details in INR (please tick):

¨ < 1 lac ¨ 1 - 5 lac ¨ 5 - 10 lac ¨ 10 - 25 lac

¨ 25 lac - 1 cr ¨ 1 cr - 5 cr ¨ 5 cr - 10 cr ¨ > 10 cr

or Net-worth as on (date) DD / MM / YYYY

Rs. __________________________ (should not be older

than 1 year)

Please tick, if applicable,

¨ Politically Exposed Person (PEP) ¨ YES ¨ NO

¨ Related to a Politically Exposed Person (PEP)*

¨ Not applicable

Gross Annual Income Details in INR (please tick):

¨ < 1 lac ¨ 1 - 5 lac ¨ 5 - 10 lac ¨ 10 - 25 lac

¨ 25 lac - 1 cr ¨ 1 cr - 5 cr ¨ 5 cr - 10 cr ¨ > 10 cr

or Net-worth as on (date) DD / MM / YYYY

Rs. __________________________ (should not be older

than 1 year)

Please tick, if applicable,

¨ Politically Exposed Person (PEP) ¨ YES ¨ NO

¨ Related to a Politically Exposed Person (PEP)*

¨ Not applicable

Gross Annual Income Details in INR (please tick):

¨ < 1 lac ¨ 1 - 5 lac ¨ 5 - 10 lac ¨ 10 - 25 lac

¨ 25 lac - 1 cr ¨ 1 cr - 5 cr ¨ 5 cr - 10 cr ¨ > 10 cr

or Net-worth as on (date) DD / MM / YYYY

Rs. __________________________ (should not be older

than 1 year)

Please tick, if applicable,

¨ Politically Exposed Person (PEP) ¨ YES ¨ NO

¨ Related to a Politically Exposed Person (PEP)*

¨ Not applicable

*I declare that the information is to the best of my knowledge and belief, accurate and complete. I agree to notify Kotak Mahindra Mutual Fund/ Kotak Mahindra Asset

Management Co. Ltd. immediately in case there is any change in the above information.

# %

^ Name shall be as per PAN/Aadhaar card. Please refer to Section IV below for Status of All Applicants. Please refer to Section V below for Occupation of All Applicants.

QFund.in Mumbai

Mutual Fund

India

Mutual Fund

Mumbai

Mutual Fund

India

Mutual Fund

India

Signature

NSDL: DP Name: DP ID: Beneficiary Account No.:KOTAK SECURITIES LTD. IN 123 1111111

Demat

Account

Details

(Section VIII)

CDSL: DP Name: Beneficiary Account No.:KOTAK SECURITIES LTD. 1111111

Correspondence Details

of Sole/ First Applicant

(Section VII)

Address 1

Address 2

Address 3

City/ Town

State

Country

Pin Code

Mobile

Tel (Res./ Off.)

Email**

City/ Town

State

Country

Pin Code

Mobile

Tel (Res./ Off.)

Address 1

Address 2

Address 3

Bank Account Details

(Section X)

(Please specify)

DETAILS OF NOMINEE

DETAILS OF GUARDIAN (to be furnished in case Nominee is a minor)

Name of Guardian

Address Tel. No

Signature Of Guardian

Nomination Details (Section XII)

(to be filled in by Individual(s)

applying Singly or Jointly)

Parent/Grand-Parent/Guardian of Minor/ Related Person Other than the Register Guardian/ Employer on behalf of Employee (SIP only)/Custodian on behalf of FII.

Name:

PAN:

KYC Compliant Status:

Yes No

Relationship with Applicant:

Declaration: I hereby declare and confirm that the Applicant stated above is the beneficial owner of the investment details mentioned

above. I am providing the funds for these investments on account of my natural love and affection or incentive to employee or for & on

behalf of fII or as gift from my bank account only. Declaration (Guardian of minor, as registered in the folio): I confirm that I am the legal

guardian of the Minor, registered in folio and have no objection to receiving these funds on behalf of the minor. (Note: Aforeside

signature should match with the investment cheque signature)

Third Party

Payment Declaration

(Section IX)

In case you wish to hold units in demat, please fill this section. Please note that you can hold units in demat for all open ended schemes (except dividend options having dividend frequency of less than a month).

Please ensure that your demat account details mentioned above are along with supporting documents evidencing the accuracy of the demat account. Bank details of DP will overwrite the existing details.

¨ Residential ¨ Business ¨ Registered Office

**All communications including Account Statement & Transaction confirmation shall be communicated to aforesaid E-mail ID.

Address for Communication (Full Address Mandatory)

Overseas Address

This is the 9 digit No. next to your Cheque No.

Current

Savings

NRO NRE FCNR Others

Account Type :

Name of Bank

Branch

Account No.

RTGS IFSC Code

MICR Code

(Mandatory, this account details will be considered as default account for payout)

City

NEFT IFSC Code

Plan your Life Goal. You can assign this investment for your lifes important milestoneso Your Dream Home o Childs Education o Childs Wedding o Retirement

We are at your service on 1800-222-626 from 9.30 a.m. to 6.00 p.m. (Monday to Friday)

044 3047 7000

enq_k@camsonline.com

www.camsonline.com

COMPUTER AGE MANAGEMENT SERVICES PVT. LTD.

178/ 10, M G R Salai,

Nungambakkam,

Chennai  600034.

☎

KOTAK MAHINDRA MUTUAL FUND

6th Floor, Kotak Infinity, Building No. 21,

Infinity Park, Off. Western Express Highway,

Gen.A.K. Vaidya Marg, Malad (E),

Mumbai - 400 097.

022-6115 2100

mutual@kotak.com

assetmanagement.kotak.com

If you are an NRI Investor, please indicate source of funds for your investment (Please

NRE NRO FCNR Others

D = Daily, W = Weekly, F = Fortnightly, M = Monthly, B = Bi-monthly, Q = Quarterly, H = Half Yearly, A = Annually Note - Attach separate cheque for each Investment

Frequency

Cheque/ DD/ UTR No.

Payment Details

Bank and Branch

Plan / Option /

Sub-option

Growth

Dividend Payout

Dividend Reinvestment

Growth

Dividend Payout

Dividend Reinvestment

Amount

Invested (Rs.)

Investment & Payment

Details (Section XI)

Scheme Name

*This facility is available in Kotak Equity Arbitrage Fund only

I/We ___________________________________________________________________________ and _______________________________________________________ do hereby nominate

the undermentioned Nominee to receive the Units to my/our credit in Folio No./Application No. _____________________ in the event of my/our death. I/we also understand that all payments

and settlements made to such Nominee and signature of the Nominee acknowledging receipt thereof, shall be a valid discharge by the AMC/ Mutual Fund / Trustee.

Name of Nominee

Address

Date Of Birth

% Share

Signature Of Nominee

I/We ______________________________________________________ do hereby confirm that I/We do not intend to avail the nomination facility for this investment application.

For units to be held in Demat Mode, the Nomination details updated in the depository system shall prevail over the details mentioned hereunder.

Relationship

Mutual Fund

India

Mutual Fund

Mutual Funds in India

Mutual Fund

India

FATCA & CRS INFORMATION [Please tick (ü)], for Individuals (Mandatory). Non Individual investors & HUF should mandatorily fill separate FATCA detail form.

The below information is required for all applicant(s)/guardian

Address Type: ¨ Residential ¨ Business ¨ Registered Office (for address mentioned in form/existing address appearing in Folio)

Is the applicant(s) / guardians Country of Birth / Citizenship / Nationality / Tax Residency other than India? ¨ Yes ¨ No

If Yes, Please provide the following information [Mandatory]

Please indicate all countries in which you are resident for tax purpose and the associated Tax Reference Numbers below.

Category

Place/ City of Birth

Country of Birth

Country of Tax Residency  1**

Tax Payer Ref. ID No.  1^

Tax Identification Type  1 [TIN or Other, please specify]

Country of Tax Residency  2**

Tax Payer Ref. ID No.  2^

Tax Identification Type  2 [TIN or Other, please specify]

Country of Tax Residency  3**

Tax Payer Ref. ID No.  3^

Tax Identification Type  3 [TIN or Other, please specify]

First Applicant/ Minor Second Applicant/ Guardian Third Applicant

** To also include USA, where the individual is a citizen/ green card holder of USA. ^ In case Tax Identification Number is not available, kindly provide its functional

equivalent.

GUIDELINES FOR FILLING UP THE COMMON APPLICATION FORM

1. GENERAL INFORMATION

a) Please fill up the Application Form legibly in English in CAPITAL LETTERS.

b) Please read this Memorandum and the respective SAI/ SID carefully before

investing. Your application for allotment of units in the Scheme(s) is construed to

have been made with a full understanding of the terms and conditions applicable

to it and the same is binding on you in respect of your investment in the Scheme(s).

c) Application Forms incomplete in any respect or not accompanied by a Cheque/

Demand Draft are liable to be rejected. In case your investment application gets

rejected on account of the same being incomplete in any respect, your investment

amount would be refunded without interest within 30 days.

d) Any correction / over writing in the application form must be signed by the investor.

e) If the Name given in the application is not matching PAN/Aadhaar card, application

may be liable to get rejected or further transactions may be liable get rejected.

f) AMC shall not be responsible for direct credit rejects or / payout delays due to

incorect/ incomplete information provided by investor.

g) Investor shall pay the upfront commission to the AMFI registered distributor

directly, based on his assessment of various factors including the services rendered

by distributor.

h) The distributor shall disclose all commissions (in the form of trail commission or

any other mode) payable to them for the different competing Schemes of various

Mutual Funds from amongst which the Scheme is being recommended to the

investor.

2. APPLICANT'S INFORMATION

a) If you are already a Unitholder in any scheme of the Fund and wish to make your

present investment in the same Account, please fill in the Name of Sole/First

Holder, PAN & Folio No. in Section I, of the Application Form and then proceed to

Section XII. Your personal information and bank account details indicated for your

account would also apply to this investment.

b) If you are applying for units in Kotak Mahindra Mutual Fund for the first time,

please furnish your complete postal address with Pin Code (P.O. Box No. not

enough) and your Contact Nos. This would help us reach you faster.

c) Default option (Common to all Schemes)

Scheme Name

Dividend/ Growth Option

Indication not made Default

As indicated on the Cheque

Growth Option: except in case of Kotak Equity

Arbitrage Fund, it will be Dividend option

Sub Options: Dividend Payout /

Dividend Reinvestment

Status of First Applicant (Individual,

HUF, Company etc.)

Mode of holding (based on the number

of applicants/ number of signatures on

the form)

Sub Options: Dividend Reinvestment

except in case of Kotak Tax Saver it will

be Dividend Payout

Single or Joint

Others#

Please tick if the investment is operated as POA / Guardian

POA

Guardian

Declaration and Signatures

(Section XIII)

SIGNATURE(S)

(To be signed by

All Applicants)

Sole / First Applicant

Second Applicant Third Applicant

Note : If the application is incomplete and any other requirements is not fulfilled,

the application is liable to be rejected.

I/We have read and understood the contents of the Statement of Additional Information/ Scheme Information Document/ Key Information Memorandum of the respective scheme(s) of Kotak

Mahindra Mutual Fund. I /We hereby apply for allotment / purchase of Units in the Scheme(s) indicated in Section XI above and agree to abide by the terms and conditions applicable thereto. I

/We hereby declare that I /We are authorised to make this investment in the abovementioned Scheme(s) and that the amount invested in the Scheme(s) is through legitimate sources only and

does not involve and is not designed for the purpose of any contravention or evasion of any Act, Rules, Regulations, Notifications or Directions of the provisions of Income Tax Act, Anti Money

Laundering Act, Anti Corruption Act or any other applicable laws enacted by the Government of India from time to time. I / We hereby authorise Kotak Mahindra Mutual Fund, its Investment

Manager and its agents to disclose details of my investment to my/our Investment Advisor and / or my bank(s) / Kotak Mahindra Mutual Funds bank(s). I /We have neither received nor been

induced by any rebate or gifts, directly or indirectly, in making this investment.

I / We confirm that the distributor has disclosed all commission (in the form of trail commission or any other mode) payable to the distributor for the different competing Schemes of various

Mutual Funds from amongst which the Scheme is being recommended to me / us.

I have examined the information provided by me in this form and to the best of my knowledge and belief it is true, correct, and complete.

Applicable to NRIs seeking repatriation of redemption proceeds: I/We confirm that I am/ we are Non-Resident(s) of Indian Nationality / Origin and that I/We have remitted funds from

abroad through approved banking channels or from funds in my/our NRE / FCNR Account.

FATCA & CRS Declaration: I/We have understood the information requirements of this Form (read along with FATCA & CRS Instructions) and hereby confirm that the information provided by

me/ us on this Form is true, correct, and complete. I/ We also confirm that I/ We have read and understood the FATCA & CRS Terms and Conditions and hereby accept the same. (Refer guideline

No. 11).

Consent by unit holders for collection, storage, using/sharing of Aadhaar data

I/ We hereby provide my consent in accordance with Aadhaar Act, 2016 and regulations made thereunder, for (i) collecting, storing and usage (ii) validating/authenticating and (ii) updating

my/ our Aadhaar number(s) in accordance with the Aadhaar Act, 2016 (and regulations made thereunder) and PMLA.

I/ We hereby provide my/our consent for sharing/disclose of the Aadhaar number(s) including demographic information with the asset management companies of SEBI registered mutual fund

and their Registrar and Transfer Agent (RTA) for the purpose of updating the same in my/our folios with my PAN.

Bandra West

Khar

Santacruz

Andheri

Versova

Worli

Mutual Fund Nariman Point

Mutual fund worli

#Tax rates (including the tax on dividend distribution) wherever applied on others

by Kotak Mutual Fund shall be the same as applicable to a Resident Indian

Company

d) Permanent Account Number (PAN) Information (Mandatory) With effect from

January 1, 2009 , it is mandatory for all existing and new investors (including joint

holders, guardians of minors and NRIs) to enclose a copy of PAN card to the

application for investing in mutual fund Schemes.

e) Know Your Client (KYC)

With reference to SEBI Circular MIRSD/Cir-26/2011 dated December 23, 2011,

investors may kindly note w.e.f. January 1, 2012, it is mandatory for all individual/

non individual investors to be KYC Compliant. Investors can approach any SEBI

registered KRA for doing KYC.

In the event of KYC Form being subsequently rejected for lack of information/

deficiency/ insufficiency of mandatory documentation, the investment transaction

will be cancelled and the amount may be redeemed at applicable NAV, subject to

payment of exit load, wherever applicable.

f) If you are KYC Complaint, your Change of Address, Change in Name, etc. should

be given at KRA for updation.

3. THIRD PARTY PAYMENT

Reference to AMFI Best Practice Guidelines Circular No. 16/2010 -11 on Risk

Mitigation process agains Third Party Cheques in Mutual Fund Subscriptions will not

be accepted by the Scheme.

Definition of Third Party Cheques

 Where payment is made through instruments issued from an account other than

that of the beneficiary investor, the same is referred to as Third-Party payment.

 In case of a payment from a joint bank account, the first holder of the mutual fund

folio has to be one of the joint holders of the bank account from which payment is

made. If this criterion is not fulfilled, then this is also construed to be a third party

payment.

However, afore-mentioned clause of investment with Third-Party Payment shall not be

applicable for the below mentioned exceptional cases.

a. Payment by Parents/Grand-Parents/related persons on behalf of a minor in

consideration of natural love and affection or as gift for a value not exceeding

Rs.50,000/- (each regular purchase or per SIP installment) However this restriction

will not be applicable for payment made by a guardian whose name is registered in

the records of Mutual Fund in that folio.

b. Payment by Employer on behalf of employee under Systematic Investment Plans or

lump sum / one-time subscription, through Payroll deductions. Asset

management companies should exercise extra due diligence in terms of ensuring

the authenticity of such arrangements from a fraud prevention and KYC

perspectives.

c. Custodian on behalf of an FII or a client.

For pre funded instruments such as DD/Pay order it is the onus of the investor to

provided adequate supporting documents to prove that such instruments are issued by

debiting the first holders account.

Kotak Mahindra Asset Management Co. Ltd. / Trustee retains the sole and absolute

discretion to reject/ not process application and refund subscription money if the

subscription does not comply with the specified provisions of Payment Instruments

4. TERMS & CONDITIONS FOR INVESTORS WHO WISH TO HOLD THEIR UNITS IN

DEMAT MODE

a. The Demat Account Details section on the investment application form needs to

completely filled

b. Please ensure that you submit supporting documents evidencing the accuracy of

the demat account details. Applications received without supporting documents

could be processed under the physical mode.

c. The units will be credited to the Demat Account only post realisation of payment.

d. The nomination details as registered with the Depository Participant shall be

applicable to unitholders who have opted to hold units in Demat mode.

e. For units held in demat mode, the bank details mentioned on investment

application form shall be replaced with the bank details as registered with the

Depository Participant.

f. For units held in demat form, the KYC performed by the Depository Participant of

the applicants will be considered as KYC verification done by the Trustee / AMC.

However, if the transfer of unit to demat account is rejected for any reason

whatsoever, the transaction will be liable to be rejected if KYC performed by KRA is

not attached with the investment application form.

g. In case of Unit Holders holding units in the demat mode, the Fund will not send the

account statement to the Unit Holders. The statement provided by the Depository

Participant will be equivalent to the account statement.

h. If the investor names and their sequence in the investment application form does

not match with the Demat Account details provided therein, the units will not be

transferred to the Demat Account & units will be held in physical form.

i. The option of holding units in demat form is not being currently offered for

investment in dividend option of schemes/ plans having dividend frequency of less

than a month (ie: Investments in all Daily, Weekly and Fortnightly Dividend

Schemes cannot be held in Demat mode)

j. In case the application is rejected post banking your payment instrument, the refund

instrument will be sent with the bank details furnished in the investment application

form & not as available in the Demat Account, post reconciliation of accounts.

5. BANK ACCOUNT DETAILS

Please furnish the Name of your Bank, Branch and City (i.e clearing circle in which the

branch participates), Account Type and Account Number. This is mandatorily required

as per SEBI. Applications without this information will be deemed to be incomplete &

would be rejected. RTGS IFSC code & NEFT IFSC code would help us serve you better.

6. INVESTMENT DETAILS

a) Please issue a separate Cheque / Demand Draft for each separate Scheme / Plan.

b) Cheques should be crossed A/c Payee Only and drawn in favour of the Scheme

in which you propose to invest.

c) If you are residing / located in a city / town where we do not have an Official

Acceptance Point, please draw a Demand Draft payable at your nearest city / town

where we have an Official Acceptance Point.

d) Payments by Cash, Stockinvests, Outstation Cheques, Non-MICR Cheques will not

be accepted. Post dated cheques will not be accepted except for investments made

under Systematic Investment Plan.

e) NRI investors are requested to provide debit certificate from their bank for each

investment.

7. NOMINATION DETAILS

a. With effect form April 1, 2011 nomination shall be mandatory for new folios /

accounts opened by individual especially with sole holding and no new folios /

accounts for individuals in single holding should be opened without nomination.

b. The nomination can be made only by individuals applying for / holding units on

their own behalf singly or jointly. Non-individuals including society, trust, body

corporate, partnership firm, karta of Hindu Undivided Family, holder of Power of

Attorney cannot nominate. Nomination cannot be updated in a folio held on

behalf of minor.

c. Minor(s) can be nominated and in that event, the name, address and signature of

the guardian of the minor nominee(s) shall be provided by the unitholder.

d. Nomination can also be in favour of the Central Government, State Government, a

local authority, any person designated by virtue of his office or a religious or

charitable trust.

e. The Nominee shall not be a trust other than religious and charitable trust, society,

body corporate, partnership firm, karta of Hindu Undivided Family, a power of

attorney holder. A non-resident Indian can be nominee subject to the exchange

control regulations in force, from time to time.

f. Transfer of unit in favour of Noninee(s) shall be valid discharge by the Asset

Management Company against the legal heir.

g. The cancellation of nomination can be made only by those individuals who hold

unit on their behalf singly or jointly.

h. On cancellation of nomination, the nomination shall stand rescinded and the Asset

Management Company shall not be under any obligation to transfer the units in

favour of the Nominee(s).

i. If there is multiple nomination and the percentage is less than 100% than the

balance will be re-balanced to the first unitholder. If percentage is greater than

100% then nomination would be rejected.

j. Nomination in respect of the units stands rescinded upon the transfer of units.

k. PAN/KYC of POA/Guardian is mandatory, applications without this information will

be deemed to be incomplete & would be rejected.

8. KOTAK FACILITIES

a) If you have an E-Mail address, you can choose to receive E-mail communication

from us in lieu of printed communication. Please furnish your E-Mail ID and

indicate the nature of communication you wish to receive over E-Mail.

b) If you wish to view your investments or transact over the Internet / Telephone,

please fill in the Internet/ Phone Transactions Form. You can download the same

from www.assetmanagement.kotak.com.

9. TRANSACTION CHARGES

Pursuant to SEBI Circular No. Cir/ IMD/ DF/13/ 2011 dated August 22, 2011,

transaction charge per subscription of Rs. 10,000/- and above be allowed to be

paid to the distributors of the Kotak Mahindra Mutual Fund products. The

transaction charge shall be subject to the following:

1. For existing investors (across mutual funds), the distributor shall be paid

Rs. 100/- as transaction charge per subscription of Rs.10,000/- & above.

2. For first time investors, (across Mutual Funds), the distributor shall be paid

Rs. 150/- as transaction charge for subscription of Rs.10,000/- & above.

3. The transaction charge shall be deducted by Kotak AMC from the

subscription amount & paid to the distributor (will be subject to statutory

levies, as applicable) & the balance amount shall be invested.

4. In case of Systematic Investment Plan(s), the transaction charge shall be

applicable only if the total commitment through SIPs amounts to

Rs.10,000/- & above. In such cases the transaction charge shall be

recovered in first 3/4 successful installments.

Transaction charges shall not be deducted/applicable for:

(a) Transaction other than purchases/subscriptions such as Switch/Systematic

Transfer Plan (STP)/ Dividend Transfer Plan (DTP), etc.

(b) Purchases/Subscriptions made directly with the Fund without any ARN code.

(d) Distributors who have chosen to either Opt In or Opt Out of charging the

transaction charge based on type of the product.

With reference to SEBI circular no. Cir/IMD/DF/13/2011 dated August 22, 2011 and KMMF

notice dated November 1, 2011; distributors shall now have the option to either opt in or

opt out of charging transaction charge based on type of the product.

10. Employee Unique Identification Number (EUIN): SEBI has made it compulsory for

every employee/ relationship manager/ sales person of the distributor of mutual fund

products to quote the EUIN obtained by him/her from AMFI in the Application Form.

EUIN would assist in addressing any instance of mis-selling even if the

employee/relationship manager/sales person later leaves the employment of the

distributor. Hence, if your investments are routed through a distributor please ensure

that the EUIN is correctly filled up in the Application Form.

However, if your distributor has not given you any advice pertaining to the investment,

the EUIN box may be left blank. In this case you are required to provide the declaration

to this effect as given in the form.

11. FATCA and CRS related details: Details under FATCA & CRS The Central Board of

Direct Taxes has notified Rules 114F to 114H, as part of the Income tax Rules, 1962,

which Rules require Indian financial institutions such as the Bank to seek additional

personal, tax and beneficial owner information and certain certifications and

documentation from all our account holders. In relevant cases, information will have to

be reported to tax authorities / appointed agencies. Towards compliance, we may also

be required to provide information to any institutions such as withholding agents for

the purpose of ensuring appropriate withholding from the account or any proceeds in

relation thereto.

Should there be any change in any information provided by you, please ensure you

advise us promptly, i.e., within 30 days.

Please note that you may receive more than one request for information if you have

multiple relationships with (Insert FI's name) or its group entities. Therefore, it is

important that you respond to our request, even if you believe you have already

supplied any previously requested information.

12. DECLARATION AND SIGNATURES

a) Signatures can be in English or in any other Indian language. Thumb impressions

must be attested by a Magistrate or a Notary Public or a Special Executive

Magistrate under his/her official seal.

b) Applications by minors must be signed on their behalf by their guardians.

c) If you are investing through your constituted attorney, please ensure that the POA

document is signed by you and your Constituted Attorney. The signature in the

Application Form, then, needs to clearly indicate that the signature is on your

behalf by the Constituted Attorney.

Mutual fund India